National:
For almost three years, many buyers have been sitting on the sidelines waiting for 3%, 4% or even 5% mortgage rates to return. Increasingly, they're deciding they can't put their lives on hold forever. As a result, pending sales and mortgage lock activity have shown signs of …

The National Market:

The national housing market continues to work through a combination of elevated mortgage rates, affordability challenges, and economic uncertainty. Bond market volatility continues to influence mortgage rates, which remain in the mid-6% range and near the highest levels seen this year. As …

The National Market:

The real estate market continues to push through today’s “crappy trinity” of elevated interest rates, international conflict, and rising fuel prices. Mortgage rates did improve this week after climbing to some of the highest levels seen in over a month. Markets responded positively to …

The National Market:

Mortgage rates just blinked — but don’t get too excited. Rates dipped to around 6.37% after climbing for over a month, but they remain elevated and somewhat volatile due to ongoing inflation concerns and global tensions. Until we see meaningful and sustained improvement in …

The National Market:
Mortgage rates are still the big story. Rates have been hovering around the 6% range, which many analysts see as an important level for buyers. Another quarter-point decline would likely be psychologically significant and could bring more buyers off the sidelines.

But there’s another …

Just a quick note to let you know that our Monthly Market Update is out. A little national perspective, a little local insight — and the trajectory is looking positive. Hope you enjoy the read!

The National Market:
Lower mortgage and consumer interest rates have injected a …

The National Market:
It’s been a long time since we’ve seen 30-year mortgage rates below 6%, but that moment finally arrived last week. With many lenders now quoting 5.875%–5.99%, we’ve crossed a powerful psychological threshold for the housing market.

Back in January 2025, the average …

December 2025 — Market Outlook

Closing Out the Year With Momentum and Milestones

As 2025 draws to a close, we find ourselves reflecting on an extraordinary year — in the markets, in the economy, and along our own Emerald Coast. This edition marks a special milestone: the completion …

The National Market:
Across most U.S. markets, we’re seeing steady conditions and modest appreciation. Zillow reports average home values up 0.3% year-to-date, while most forecasts place annual gains closer to 2%—a sign of balance, not boom or bust.

Inventory continues to rise gradually, while sales volumes remain …

The National Market:
Slow growth and flattening prices seem to dominate the real estate news stories today. Home price appreciation is still positive in many markets but at a slower pace. Zillow reported earlier that 2025 average U.S. home values are rising at a pace of 0.1%. …